Originally Posted by
Jarvan
When I worked for Aetna, there was ZERO plans that covered kids till 26. best plan I saw was the UN, which covered kids till 24, no matter what. Most covered till 21 but they had to be in school. Private plans usually are much stricter on that particular front. For example.
Btw.. here is the Kids thing from healthcare.gov... feel free to explain how most of these points make any sense at all.
If a plan covers children, they can be added or kept on the health insurance policy until they turn 26 years old.
Children can join or remain on a plan even if they are:
married
not living with their parents
attending school
not financially dependent on their parents
eligible to enroll in their employer’s plan
So a Kid that CAN enroll in a plan from their job, can instead refuse to and be covered by their parents.
A kid that makes 250k a year as an Actor can still be covered under their parents plan...
A woman that is married to someone and living with her husband ( who has his own insurance) can stay on her parents plan till 26...
What is the definition of "dependent" as it applies to the Patient Protection and Affordable Care Act (the Act)?
A group health plan or insurer may base eligibility for dependent child coverage only in terms of the relationship between a child and participant, and may not deny or restrict coverage based on factors such as financial dependency, residency, student status, employment or marital status. The health reform regulations do not provide a definition of "child" for these purposes.
These make sense in WHAT universe?
Granted, the cild part is not likely the reason they are dropping her, I am just pointing out possibilities. You on the other hand automatically think , Oh evil company is getting rid of someone that cost them money.
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