I don't remember the wording and I'm too lazy to go look for it, but Estild posted something in Discord at some point about how there were ways to go above the loot cap. He was only talking about squeezing out an extra 5-6m or so, but he mentioned that there were ways to do it and made no mention of anything policy related.
I'm guessing he was referring to smaller things like hoarding gems all month and purifying them as late into the month as possible before selling, maybe skins too, etc. but who knows.