https://www.yahoo.com/finance/news/m...180651521.html

"Mortgage fees are changing for homebuyers next month. Here's what you should know."

Just one final nail in your coffin Seran.. you fucking moron.

And for fun, to help compound the issue...

"FHFA also plans a fee on August 1 for borrowers with at least a 40% debt-to-income (DTI) ratio and 60% loan-to-value ratio, calculated by how large your loan is compared with the value of your home."

They're setting people up for failure, and confiscation of personal property... but do the morons out there understand what's coming? Probably not... 2008 is to long ago... not to mention the previous slow transitions to socialism that governments imposed on their populous... but hey... don't worry, it's all just a conspiracy theory.