So them doing business as usual gives you a case of asshurt. Got it. How the fuck do you think banks work dumbass? Do you whine when a business takes out a loan from a bank at 5%, earns 10+% ROI and pays back their loan? They used short term credit to continue operation, then paid the loan back with interest.
How do you figure that? I got to hear this because I have a standard consumer loan, paid 5% down when I bought 3 1/2 years ago, did a standard 30 yr fixed then and had PMI. Now, due to appreciation and upgrades, my home gained 43% in value combined with an adult credit score and stable employment, I refinanced at 3% with no PMI and paid 2 points. So, explain how I cost anyone anything when I am paying market rate on the money? This has to be good, either for financial education or a solid belly laugh. I am betting the latter.With a 200,000 mortgage, you are costing the taxpayer $20,000 annually.
Tell me you are OK with welfare without telling me you're OK with welfare.