Quote Originally Posted by Latrinsorm View Post
Oh Terry. Terry, Terry, Terry. Oh. Oh!!!

"Some of the doctors said they wouldn't see her because she was too far along in her pregnancy — about 30 weeks."
Coverage is not a guarantee a given doctor will see you. They can have medical reasons not to.

"A few practices did take the HMO insurance, but they operated as a rotating clinic and couldn't guarantee she would see the same doctor every time."
She had the coverage she needed, just not the coverage she wanted.
It's possible none of that would have been a problem if this didn't happen:

"Rachel recalls two days in January when she sat down and called every doctor on the list of 28. According to her, most of the practices told her, in one way or another, that they didn't take the plan."

When you read "Hey 28 doctors in my area accept this insurance? Surely one of them will meet my needs!"

But then at least 15 (most) don't accept the insurance to begin with? Your chances of finding the perfect doctor dwindles.

You have lost, Latrin. I know you will do the honorable thing.