More Obamacare fuckups

[cwolff]

I think it depends largely on the treatment.

In the case of the paralyzed coach I'm sure he's not going to bother paying and will just file for bankruptcy.

The cost of the appendectomy could be as little as 5-10k. The person could choose to setup payment arrangements and pay 150 or so a month until it's paid off.

This is from 2011. So we end up paying for most of them from our taxes and not from our insurance premiums. I wonder where the break even point is that would make sense to just buy everyone insurance.

His research has found that privately insured individuals don't end up paying higher premiums to make up for the uninsured because hospitals that serve lower-income families don't have a lot of patients with insurance. He said the government pays about 75% of those unpaid hospital bills either by direct payment or through a disproportionate payment of Medicaid.
"It affects taxes, not premiums," he said. "The privately insured are still paying for it."

[Tgo01]

I wonder where the break even point is that would make sense to just buy everyone insurance.

The government paying the bills would (in theory) make the most sense.

[Warriorbird]

The government paying the bills would (in theory) make the most sense.

Remember where I said we'd get to you rationalizing?

This is you defending the disproportionately high costs of the current system. Its so cool!

[Tgo01]

Remember where I said we'd get to you rationalizing?

This is you defending the disproportionately high costs of the current system. Its so cool!

Uhh? What?

[Warriorbird]

Uhh? What?

Make an outlandish claim about attempted reform and defend some apathy and inaction.

[Tgo01]

Make an outlandish claim about attempted reform and defend some apathy and inaction.

Okay?

[Jarvan]

Gotta love HuffPost.

Target Cuts Health Care. For Some, It's Not A Bad Thing



I love how they start out saying that Target is actually doing people a favor by dropping their healthcare coverage then towards the bottom of the article after everyone has fallen asleep or skipped to the next article they talk about all of the bad things that are happening to people as a result of Target's decision.

I also like how their first example of someone "benefiting" from this situation flat out admitted she hasn't done any direct price comparisons yet and the person who said he doesn't like this decision has done direct price comparisons.

Only in Obama's America!

Seriously, like Target gives a shit about its employees? If that were the case wouldn't they be giving all of their employees a platinum level healthcare plan while paying for 100% of the premiums? "No no no no no! We're doing our employees a favor by slashing their benefits!" And the sheeple gobble it up like candy.

Target found a way to save money while attempting to look like the "good guy".

The best part is the line about co-pays.

"but the 63-year-old already determined that she'll be able to choose a plan under Obamacare with fewer co-pays than her Target coverage, so she'll pay less or nothing at all when she visits the doctor."

I have never seen an obamacare plan that doesn't have a copay. So I am really not sure what they are smoking.

[Jarvan]

That is true. We all end up paying for it in some manner but you will not personally be paying for these two. You pay through having higher costs in the entire system. A few people don't matter, but it adds up since we have more then a few people who are uninsured but still use the health care system. It's a big reason why the GOP pushed so hard for individual mandates (catastrophic coverage) initially.

Wasn't there a figure that it costs something like 42.7 billion a year to pay for the people that go to the hospital and don't pay their bill? It's supposedly shifted to the people WITH insurance. Well.. here is a shocker. If everyone is insured, those premiums still won't go down, so we will still be paying it.

Also.. Obamacare is going to cost over a trillion for 10 years.. so that's 2.5 times as much to insure the people, as if we left it alone. Another shocker.

"Families USA, which supports expanded health care coverage, found that about 37% of health care costs for people without insurance — or a total of $42.7 billion — went unpaid last year. That cost eventually was shifted to the insured through higher premiums, according to the group. "

http://abcnews.go.com/Business/story?id=7693848

[Wrathbringer]

Wasn't there a figure that it costs something like 42.7 billion a year to pay for the people that go to the hospital and don't pay their bill? It's supposedly shifted to the people WITH insurance. Well.. here is a shocker. If everyone is insured, those premiums still won't go down, so we will still be paying it.

Also.. Obamacare is going to cost over a trillion for 10 years.. so that's 2.5 times as much to insure the people, as if we left it alone. Another shocker.



http://abcnews.go.com/Business/story?id=7693848

Why do you hate poor people, Jarvan?

[cwolff]

Wasn't there a figure that it costs something like 42.7 billion a year to pay for the people that go to the hospital and don't pay their bill? It's supposedly shifted to the people WITH insurance. Well.. here is a shocker. If everyone is insured, those premiums still won't go down, so we will still be paying it.

You're looking at it wrong...of course. It's indisputable that we'd be better off if everyone were insured. Why do you even fight this fight. Less write offs for big corporations, less bankruptcy, better credit in the population, better preventive care. The list goes on and on. You may disagree with ACA but you can't be against each person carrying insurance.

Read this again. Not everyone's saying that this directly affects premiums.

Jack Hadley, senior health services researcher at George Mason University in Fairfax, Va., pointed out that uninsured people are charged as much as two-thirds more than what insured people are charged because insurers are able to negotiate prices.
His research has found that privately insured individuals don't end up paying higher premiums to make up for the uninsured because hospitals that serve lower-income families don't have a lot of patients with insurance. He said the government pays about 75% of those unpaid hospital bills either by direct payment or through a disproportionate payment of Medicaid.