More Obamacare fuckups

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http://mycancellation.com/

I'm sure everything on there was typed up in Notepad by some guy in his underwear that secretly works for Fox News.

I used this link because it also has lots of pictures of actual cancellation letters, most with accompanying comparisons to their old plans, etc.

And also because I remembered Tgo conveniently posted it in another thread and I don't feel like googling.

If you can sell me on why women need prostate coverage and men need maternity coverage, then I'll agree with everything you post forever from now on.

So after all that you link a site with 479 cancellation notices. Cancellation notices did go out on a decision made by health insurance companies. Some are allowing people to renew, some aren't.

Part of the ACA is to make basic healthcare available to everyone. Everyone is going to need healthcare at some point in their lifetime. That is a given. There may be some incredibly lucky superhumas who won't but they will be far and away the extreme example. With this system everyone is paying in so that everyone can have access to basic healthcare. You may not need maternity care but you will need a prostate exam. Women won't need a prostate exam but they will need a pap smear. Checkups, physicals, these are things everyone should have.

Currently if an uninsured person gets sick or in an accident they will get treated anyway and those costs are already passed on the rest of us. With the ACA that will be reduced tremendously. Ironically I'm surprised that some people on this board aren't cheering for that one single aspect. There will be no uninsured people "milking" the system. Like any sane person would deliberately go out and get injured just to lay in a hospital bed.

[Tgo01]

Part of the ACA is to make basic healthcare available to everyone.

...

Currently if an uninsured person gets sick or in an accident they will get treated anyway and those costs are already passed on the rest of us.

So basically this is all about making sure those poor hospitals and insurance companies make even more money? Got it.

I also love this Democratic talking point that automatically assumes every single person who has no health insurance and needs medical care won't pay their bill and that everyone with health insurance will pay their bill.

What a joke.

[Warriorbird]

"Society" has never once paid for any of my medical care and I still hate Obamacare. Where is your God now?

You're not Methais. But since you've a conservative and hate other people you should be happy that more freeloaders are paying.

[NinjasLeadTheWay]

So basically this is all about making sure those poor hospitals and insurance companies make even more money? Got it.

I also love this Democratic talking point that automatically assumes every single person who has no health insurance and needs medical care won't pay their bill and that everyone with health insurance will pay their bill.

What a joke.

Didn't the insurance companies write the bill in the first damn place? Of course they would write in a way to make more money. Duh!

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Didn't the insurance companies write the bill in the first damn place? Of course they would write in a way to make more money. Duh!

Absolutely. Prior to the ACA. Insurance companies based their costs however they wanted. They could sell junk plans of $50 a month with a $10,000 deductible. Their pricing includes factoring costs of paying for the uninsured. What the ACA does is equalizes the costs. Everyone needs to see a doctor. Everyone needs immunization shots. Everyone needs screenings. With everyone paying it lowers the costs.

Flood the market with buyers and the costs come down. Also with everyone buying in no one is taking advantage of those who do. Those who don't, won't, or can't still pay a fine cheaper than the cost of a plan. But people less than 4 times the poverty level, at around $11,000.00 a year (x4=$44,000 a year), will get tax breaks to make up for their healthcare costs.

My opinion on the problems with the ACA are these:

Not enough education on how it works disseminated to the public. Now, the public has responsibility here as well, but I think our government was too engaged in passing and effecting this law to lay out to the public what it actually does.

Poor implementation for the healthcar.gov website. Obviously. In some ways having so many people trying to access it speaks of it's success. But as a tech savvy country we could have done a better job with it.

Political games have hurt the whole situation. Universal healthcare is not something dreamed up by Obama to take people's freedoms away. Repulicans have thrown out the same idea most notably Romney in Massachusetts. And he is the guy the put up against Obama to say it would not work? Refusal to cooperate does hurt those who are trying to get everyone to cooperate. But what is the end result? Stagnation. I fully believe that strong opposition to the ACA has undermined it.

[Tgo01]

Flood the market with buyers and the costs come down.

"Flood the market with buyers"? Only around 15% of Americans are uninsured, how do you "flood the market" when 85% of the people are already purchasing goods from said market?

Also with everyone buying in no one is taking advantage of those who do.

What about those who have insurance but still don't pay their copays and deductibles? Because more people who have insurance file for bankruptcy than those who do not have insurance.

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"Flood the market with buyers"? Only around 15% of Americans are uninsured, how do you "flood the market" when 85% of the people are already purchasing goods from said market?



What about those who have insurance but still don't pay their copays and deductibles? Because more people who have insurance file for bankruptcy than those who do not have insurance.

I've been ignoring your posts for a month or two now because you never have anything constructive to say. You are the spoiler. The buzzkill. The negative. You criticize and offer nothing to improve. Nothing you say is interesting to me because I do not think in terms of never, can not, or can't.

You comment on just about every post I make. I hope you get satisfaction from that for yourself. I have not read your posts for a while.

[NinjasLeadTheWay]

Absolutely. Prior to the ACA. Insurance companies based their costs however they wanted. They could sell junk plans of $50 a month with a $10,000 deductible. Their pricing includes factoring costs of paying for the uninsured. What the ACA does is equalizes the costs. Everyone needs to see a doctor. Everyone needs immunization shots. Everyone needs screenings. With everyone paying it lowers the costs.

Flood the market with buyers and the costs come down. Also with everyone buying in no one is taking advantage of those who do. Those who don't, won't, or can't still pay a fine cheaper than the cost of a plan. But people less than 4 times the poverty level, at around $11,000.00 a year (x4=$44,000 a year), will get tax breaks to make up for their healthcare costs.

My opinion on the problems with the ACA are these:

Not enough education on how it works disseminated to the public. Now, the public has responsibility here as well, but I think our government was too engaged in passing and effecting this law to lay out to the public what it actually does.

Poor implementation for the healthcar.gov website. Obviously. In some ways having so many people trying to access it speaks of it's success. But as a tech savvy country we could have done a better job with it.

Political games have hurt the whole situation. Universal healthcare is not something dreamed up by Obama to take people's freedoms away. Repulicans have thrown out the same idea most notably Romney in Massachusetts. And he is the guy the put up against Obama to say it would not work? Refusal to cooperate does hurt those who are trying to get everyone to cooperate. But what is the end result? Stagnation. I fully believe that strong opposition to the ACA has undermined it.

The Heritage Foundation, a largely republican group, tried to push all of this on us in the 1990's. My opposition to it has no basis in right or left. I don't like having something I liked and could afford replaced by something I don't like and can't afford and then being fined for not liking it or being able to afford it. The real fun starts when the employer plans just start getting dropped because they don't meet the profit-based definition of a good healthcare plan via ACA, which was written by the Insurance Companies JUST TO MAKE MORE MONEY. It wasn't a lack of definition by Politicians that made me oppose it. I'd love to pay less, get better coverage, and keep the medical professionals I have come to trust with my health, unfortunately, we were lied to hand over fist to pass legislation so "we would find out what was in it." Imagine if your me for a second and you pay 126 bucks a month on your USAA Auto Insurance Plan, this provides full coverage for both your vehicles and even your desert toys with a $500 deductible. Now imagine if someone told you that you have to take this new plan because they said so that requires me to pay 500 a month, won't cover my desert toys, and the deductible is now $1000. And I have to do this because there are people out there who can't afford their own insurance so I have to help them pay for it. It's not like I am going to get a raise tomorrow and I have made things work very well thus far with a single income family that barely makes over 50% Area Median Income and now I have to factor a bunch of extra money into my monthly expenditures and I can't even insure my desert toys now. Not everyone has Auto insurance now, hell, not everyone even drives. But not everyone has healthcare now, hell, some people don't want it. I think in a very misguided effort to promote "fairness" they've made things very unfair. The people that work have to pay for those that don't. I don't want to subsidize someone else's insurance and they certainly shouldn't have to subsidize mine.

And as for the silly website that everyone is complaining about: Maybe they shouldn't have opted to outsource the jobs, contracts, and money to another country. Or to a company where a bunch of the ACA's supporters friends work.

Right or Left, Everyone is crooked. LeftVSRight.jpg

[NinjasLeadTheWay]

Absolutely. Prior to the ACA. Insurance companies based their costs however they wanted. They could sell junk plans of $50 a month with a $10,000 deductible. Their pricing includes factoring costs of paying for the uninsured. What the ACA does is equalizes the costs. Everyone needs to see a doctor. Everyone needs immunization shots. Everyone needs screenings. With everyone paying it lowers the costs.

I think this is wishful thinking at best, man. Now it's mandatory coverage or fines. The insurance companies can still charge whatever the fuck they want for whatever plan they offer, the difference now is that I no longer have the choice to ignore that without paying a fine. The ACA equalizes the costs alright, its equalizes the costs by putting the burden on everyone that has an income.

[Back]

The Heritage Foundation, a largely republican group, tried to push all of this on us in the 1990's. My opposition to it has no basis in right or left. I don't like having something I liked and could afford replaced by something I don't like and can't afford and then being fined for not liking it or being able to afford it. The real fun starts when the employer plans just start getting dropped because they don't meet the profit-based definition of a good healthcare plan via ACA, which was written by the Insurance Companies JUST TO MAKE MORE MONEY. It wasn't a lack of definition by Politicians that made me oppose it. I'd love to pay less, get better coverage, and keep the medical professionals I have come to trust with my health, unfortunately, we were lied to hand over fist to pass legislation so "we would find out what was in it." Imagine if your me for a second and you pay 126 bucks a month on your USAA Auto Insurance Plan, this provides full coverage for both your vehicles and even your desert toys with a $500 deductible. Now imagine if someone told you that you have to take this new plan because they said so that requires me to pay 500 a month, won't cover my desert toys, and the deductible is now $1000. And I have to do this because there are people out there who can't afford their own insurance so I have to help them pay for it. It's not like I am going to get a raise tomorrow and I have made things work very well thus far with a single income family that barely makes over 50% Area Median Income and now I have to factor a bunch of extra money into my monthly expenditures and I can't even insure my desert toys now. Not everyone has Auto insurance now, hell, not everyone even drives. But not everyone has healthcare now, hell, some people don't want it. I think in a very misguided effort to promote "fairness" they've made things very unfair. The people that work have to pay for those that don't. I don't want to subsidize someone else's insurance and they certainly shouldn't have to subsidize mine.

And as for the silly website that everyone is complaining about: Maybe they shouldn't have opted to outsource the jobs, contracts, and money to another country. Or to a company where a bunch of the ACA's supporters friends work.

Right or Left, Everyone is crooked. LeftVSRight.jpg

Despite the WOT and run on sentences, I get what you are saying.

Times are tight. Money is tight. We all feel that.

But we do pay taxes to our own government rather than a foreign power which is the basis of our country.

When you speak about "everyone is crooked" I take that as no faith in either party! If that is the case what is the solution? What can be more fair than American politics?