
Originally Posted by
Whirlin
Did he say plan specifically? I thought he said "if you have health insurance, you can keep your health insurance"... The difference being the company that you're working with, versus the company's plan that you're on. From the first person stories I've heard (mostly NPR while driving into work), there are plans within the companies are being discontinued and migrated to more robust plans to meet ACA minimum requirements, but insurance companies are required to keep individuals enrolled in health insurance services, but could potentially migrate the plans. People just see cancellation of plans, and think that everything in their world is ending forever, and it's all Obama's fault.
Cancellation notices are widely regarding plans, and highlight the potential to shift individuals to new plans, not the insurance companies terminating the individual as a client.
Because of the new ACA provisions, some of the plans that are being discontinued include limited or predatory plans. I'm not saying all... but I am saying that SOME of the plans out there. So plans will be discontinued that had no out-of-pocket maximums, didn't cover preventative screenings, didn't cover reproductive health, or incredibly high deductibles.
List of required ACA covered services from first Google site response: