A graphic in the article lists basic rates for states that have opted to let the federal government run their exchanges. Specific plans and rates for states on the federal exchanges will be released on October 1 at healthcare.gov.U.S. officials for the first time disclosed insurance prices that will be offered through new federally run health-care exchanges starting Oct. 1, showing that young, healthy buyers likely will pay more than they do currently while older, sicker consumers should get a break.
The plans, offered under the health-care overhaul to people who don't get insurance through an employer or government program, in many cases provide broader coverage than current policies.
Costs will vary widely from state to state and for different types of consumers. Government subsidies will cut costs for some lower-income consumers.
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Wednesday's report is the latest review of exchanges' rates and policies from HHS and various states. Most have shown lower rates than anticipated, as more insurers have entered the markets and pegged their prices to capture more customers. The Obama administration estimates that 7 million uninsured Americans will use the exchanges to buy insurance in the six-month enrollment period that starts next week and ends March 1.
"Individual markets in way too many markets were dominated by one or two insurers," HHS Secretary Kathleen Sebelius said, adding that they now have an average of 53 plans to choose from. "The bottom line is that January 1 will be a new day for millions of Americans."
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