For me there is practically no change...I'm curious about how it has affected other people in other situations.
1. Premium increases are less than before.
http://www.nytimes.com/2014/09/23/up...ases.html?_r=0
2. SubsidiesThe overall assessment: By nearly any comparison, the average 1 percent premium increases available to consumers is remarkably low. We are in a period of record-low health-care spending growth. But even in this period, premium increases lower than inflation is unusually good news.
3. Competition in markets by new insurers entering into the market
4. No pre-existing coverage exclusion
5. Less uninsured people going to ER who are unable to pay the bills later, which has lowered the increase in health care costs for everyone, since hospitals have to recover those unpaid costs by charging higher prices to those who are insured.
6. And finally, the kicker: when you have health insurance, your health care bills are a lot less than when you don't have insurance. i.e. healthcare has gotten more affordable for you.
Actually, emergency room visits were free and now everyone that was doing that has to pay. That's more expensive, not more affordable. This is all part of the UN/WHO's master plan. Tv has done its job brainwashing the masses. Hurry! Get back to your video games and tv shows before you notice!