More Obamacare fuckups

[AnticorRifling]

We were running the numbers for my brother/wife/kid and because they both work but because they aren't high paying jobs their obamacare premium would be something like 700 a month which is more than their mortgage. They don't qualify for any discounts or anything like that because they both work. Affordable this shit is not.

[Atlanteax]

We were running the numbers for my brother/wife/kid and because they both work but because they aren't high paying jobs their obamacare premium would be something like 700 a month which is more than their mortgage. They don't qualify for any discounts or anything like that because they both work. Affordable this shit is not.

I thought the design was for people to enroll, at high $prices, and then magically the premiums goes down as more enroll.

Just like how the ACA had to be passed to find out what regulations/etc were in it.

[Warriorbird]

We were running the numbers for my brother/wife/kid and because they both work but because they aren't high paying jobs their obamacare premium would be something like 700 a month which is more than their mortgage. They don't qualify for any discounts or anything like that because they both work. Affordable this shit is not.

I'd check those discount totals for the family. States do vary though.

[AnticorRifling]

I'd check those discount totals for the family. States do vary though.

You did see where I said "they don't qualify for any discounts" right? They were checked.

While anecdotal it is factual. Their premium will be more than their house payment. That is not affordable. And they're a healthy, young, family of 3.

[zhelas]

BEYOND 'GLITCHES': Obamacare Nightmare Just Beginning

"Train wreck." "Fundamentally flawed." “Not ready for primetime.” This is the rollout of Obamacare.

Constant “glitches” keep people from logging into the exchanges. Humiliating live video of reporters normally favorable to Obamacare simply giving up in frustration because they cannot sign up. Consumers who are lucky enough to get through the system are stunned to learn that their premiums have skyrocketed by thousands of dollars. One Pennsylvania mother says that she can either pay her increased premiums or pay for her kids to eat, but she can’t do both.

Extremely personal information has already leaked from the system in Minnesota. Software security experts from McAfee predict millions of identity theft victims. And one of the healthcare exchanges was forced to acknowledge that information collected from patients will be shared with law enforcement.


.....The rollout has been such a nightmare that it is abundantly clear now that members of Congress really did not, as then-Speaker Pelosi admitted, even read the Obamacare bill before they passed it. In fact, the program's launch has been such an unimaginable disaster that it raises an alarming new question that would have been unthinkable amid the exaggerated claims of health utopia from three years ago: Did President Obama even read this legislation before he signed it into law?

Obamacare is a disaster and the American people know it. Republicans have never had a more teachable moment than the one they have now, between the shutdown of the government and the disastrous rollout of Obamacare.

Which begs the question: where are the Republicans anyway?

.....The president guaranteed that by 2013 the average family would see premiums reduced by $2,500. In reality, the average family has seen their premiums jacked up by $2,900, an eye-popping $5,400 miscalculation. What other predictions will prove to be horribly off?

....When this debate began, President Obama guaranteed Americans that if we like our current insurance policies, we can keep them. If we like our current doctors, we can stay with them.

Since then, millions have been kicked off their company insurance. More than 750,000 New Jersey residents have been notified that their former policies no longer meet new government mandates and will be discontinued. Thousands more have seen hours reduced and their coverage evaporate, as employers struggle to deal with incomprehensible new federal rules. Most alarmingly, almost one-third of doctors report their unwillingness to accept patients from newly expanded governmental programs.

Meanwhile, Obamacare supporters continue to call it "universal" coverage. And the media is totally complicit.

...Today, a truly terrifying concept unspools as we watch the administration punish Americans across the country by unnecessarily barricading national parks and veterans' memorials to make certain people "feel the pain" of the government shutdown.....“What will these people do in the next government shutdown when they are also in control of every aspect of our healthcare? Withhold medication that people need? Postpone surgeries? Close emergency rooms?”

http://www.breitbart.com/Big-Governm...lout-disasster

[Warriorbird]

You did see where I said "they don't qualify for any discounts" right? They were checked.

While anecdotal it is factual. Their premium will be more than their house payment. That is not affordable. And they're a healthy, young, family of 3.

So what was their prior insurance option? I ran similar for a family here and got $556 per month. $461 on bronze.

[Methais]

We were running the numbers for my brother/wife/kid and because they both work but because they aren't high paying jobs their obamacare premium would be something like 700 a month which is more than their mortgage. They don't qualify for any discounts or anything like that because they both work. Affordable this shit is not.

But Backlash said we have affordable health care now.

You must be lying.

[cwolff]

We were running the numbers for my brother/wife/kid and because they both work but because they aren't high paying jobs their obamacare premium would be something like 700 a month which is more than their mortgage. They don't qualify for any discounts or anything like that because they both work. Affordable this shit is not.

What is their income?

[crb]

Nice article that unintentionally outlines some of the biggest Obamacare failures.

http://www.sfgate.com/business/netwo...dy-4891087.php

Take, for example, Jacqueline Proctor of San Francisco. She and her husband are in their early 60s. They have been paying $7,200 a year for a bare-bones Kaiser Permanente health plan with a $5,000 per person annual deductible. "Kaiser told us the plan does not comply with Obamacare and the substitute will cost more than twice as much," about $15,000 per year, she says. Oops... can't keep your current plan

This new plan, Kaiser's cheapest offering for 2014, would consume about 25 percent of their after-tax income. The new plan still has a $5,000 deductible but provides coverage for things her current policy does not, such as maternity care, healthy child visits and coverage for dependents up to age 26. Proctor has no use for such coverage, since her son is 30. duh duh duh, adding additional coverages to all policies costs money?!?!?! And implicitly forces people who do not need such coverage (like the elderly or poor young people just starting out) to subsidize the coverage for others (like relatively richer people in their peak earning years with grad school children who will one day likely be wealthy)

To get a subsidy, the couple's modified adjusted gross income for 2014 income would need to fall below $62,040, which is 400 percent of poverty for a family of two. (For a single person, the cutoff is $45,960. For other size households, see www.tinyurl.com/pwugnus.)
Thats right, a household of two (with probably good accumulated wealth since they're 60 and have had a lifetime of work), making $62k a year, gets a fapping subsidy from taxpayers. It is one thing to help poor people, those people are not poor.

Proctor estimates that her 2014 household income will be $64,000, about $2,000 over the limit. If she and her husband could reduce their income to $62,000, they could get a tax subsidy of $1,207 per month to offset the purchase of health care on Covered California. Oh, so that'll be good for our economy! Give people $15,000 from taxpayers if they earn a mere $2000 less per year! What could go wrong with that productivity disincentive!?!?!

This post brought to you by Irony, the letter O, and the number 17 trillion.

[cwolff]

Nice article that unintentionally outlines some of the biggest Obamacare failures.

http://www.sfgate.com/business/netwo...dy-4891087.php


This post brought to you by Irony, the letter O, and the number 17 trillion.

Your conclusions are built on falacy.

(with probably good accumulated wealth since they're 60 and have had a lifetime of work)

The point about not being able to keep their health insurance is a dig at Obama's promise that you can keep your Dr. etc... These guys can't keep their insurance because they are woefully uninsured. Those low payment high risk plans are going away under ACA.

How can you assume they have good accumulated wealth when they're 60 years old and are carrying bare bones insurance? They also make 62k per year between the two of them and are listed as living in San Francisco. If they have accumulated wealth then they can afford to be insured with a plan that provides coverage and it's irresponsible for them not to.

What do they do for work? Are they self employed? Are they working for a company that only provides mini-med coverage? Do both work or just one? We need a lot more details before making these broad declarations about this situation.

You know we have marginal tax rates right? How do you propose we set a guideline for who gets a subsidy? Should each person in the USA be assigned a case worker who makes a judgement call about a person's need for a subsidy?

The article also says nothing about disentivising people. It says this. The same advice that you may receive from you accountant.

"If they can adjust (their income), they should," says Karen Pollitz, a senior fellow with the Kaiser Family Foundation. "It's not cheating, it's allowed."