Can't say on the scripting, as I mostly just use ;go2 and other utility scripts. As for F2P, you get screwed on everything, banks, treasure, spells (you can't use a lot of them on others and some of them on yourself, I think there's a list somewhere), experience... more I'm probably missing.
"You have enemies? Good. That means you've stood up for something, sometime in your life."
― Winston Churchill
“There are two tragedies in life. One is to lose your heart's desire. The other is to gain it.”
― George Bernard Shaw
"The road to Hell is paved with good intentions"
"Hell is other people"
―Sartre (No Exit)