I work in merchant services so I know a thing or two about these issues.
The thing about payment cards is that the card brands purposely setup their brand to be highly protective of the consumer. There are specific guidelines to chargebacks and it is left to the financial institution to enforce those rules when a cardholder has a dispute.
In this situation, the cardholder can say he never recieved a product or service.
When you accept payments over PayPal, as part of their ToS, you are leaving the power them to handle chargebacks for you as the seller. You must work with PayPal to prove that you did in fact charged the buyer appropriately and followed the merchant guidelines. The trickle effect of financial responsibility falls to use first as the seller with PayPal, and paypals responsibility as the acquirer to the financial institution of the cardholder.
Now the real kicker - you are in a bad situation because selling silvers in Genstone is neither a product or service that you own. You don't have a sales invoice. You don't have a delivery reciept. In so many words - you are fucked. PayPal will not fund you because they are going to have to pay it back to the financial institution, as part of a controlled agreement by the card brands to be a merchant acquirer.
So moral of the story - buying or selling anything in Gemstone is risky business. I wouldn't advise doing it, unless you have carefully weighed, understood, and accepted the risk. There are trustworthy people on the PC. Those are the people that you know to be, and even then there is a risk (take Allen or Allan - whatever his name was for example).
I know that's not what you want to hear, and I'm sorry that happened to you.
I don't know why you're so eager to emasculate everyone on the PC. Are you perhaps a deeper sleeper agent for the Stoners' Realm? Perhaps you should be aware that in the words of The One Mage, Methais beat you to it.
Hasta pronto, porque la vida no termina aqui...
America, stop pushing. I know what I'm doing.
In light of being interrobanged, I concede and accede.
Hasta pronto, porque la vida no termina aqui...
America, stop pushing. I know what I'm doing.
Any word on this? i'm also out $50 because of this....
PrivateTo-GSIV:Headrush: "anything to say about it all?"
Private-GSIV:Headrush: "Sorry, i just logged on to a shitstorm. Ill be making a post on PC explaining what has happened. I apologize and promise I will make things right."
PrivateTo-GSIV:Headrush: "All right."
Private-GSIV:Headrush: "obviously ill be crucified until I make things right with everyone, no matter what i say now, so as you can imagine i have LNET untuned. You have every right to be pissed, but right now theres literally nothing i can do about it. Ill have to wait until the bank opens in the morning. All i can do right now is apologize."
Last edited by Nattor; 06-05-2013 at 02:12 AM. Reason: edited to protect the lnet asshattery
Aim: Rethx