If that many spare points:
Bump MOC to 30/35? for focused Mstrike - really helpful with a one hander.
Bump PF to 2x - The extra benefits are worth it.
Spare (if any) - Get to 1x Lore - Break it down on what you think/feel you need for your playstyle.
(at level 70), your base skill bonuses, ranks and goals are:
Skill Name | Actual Actual
| Bonus Ranks Goals In-Game Time to Goal
Armor Use..........................| 242 142 142
Shield Use.........................| 244 144 144
Combat Maneuvers...................| 244 144 144
Edged Weapons......................| 244 144 144
Multi Opponent Combat..............| 120 30 30
Physical Fitness...................| 172 72 72
Dodging............................| 5 1 1
Harness Power......................| 170 70
Perception.........................| 172 72 72
Climbing...........................| 120 30 30
Swimming...........................| 120 30 30
Spell Lists
Minor Spiritual....................| 20 20
Spell Lists
Paladin............................| 35 35
That was mine awhile back (haven't played in awhile). I went the 2xCM route instead of 2xPF and 1xLores - but that was a personal choice.