With the testing being done it seems the total badge upgrades is limited by lifetime BP, so none are ever spent, you just have a cap. So you should be fine to start over with no lose.
Guild badge costs 10k...BP maybe? It’s somewhere in the thread. You get a free replacement every so long, then after that you have to pay.
"Hi, my name is Ososis and I'm blaming my shitty life for being such a fragile, soy drinking, emotionally unstable loser. My triggers are: Red reputation, ANY mention of MacGuyver and being called a fragile, soy drinking, emotionally unstable loser."