Massive Equifax Hack Affects 143 Million

[Fallen]

Agreeing to use their credit monitoring service waives your right to sue/join a class action.

http://money.cnn.com/2017/09/08/tech...ces/index.html

You can't get help right away. When people enter their last name and part of their Social Security number on the site to see whether they were affected, some are being told: "Based on the information provided, we believe that your personal information may have been impacted by this incident."But even in that case, Equifax is not offering the credit monitoring service until next week at the earliest. Monday is the first day you can sign up.

You could be giving up some of your rights to sue. At first, Equifax said anyone who gets the credit monitoring service, TrustedID, must agree to submit any complaints about it to arbitration. Those people wouldn't be allowed to sue, join a class-action suit, or benefit from any class-action settlement.

You can opt-out of the waiver, though.

After public pressure, Equifax added an opt-out provision on Friday. Customers can get out of the arbitration requirement by notifying Equifax in writing within 30 days of accepting the monitoring service.