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Honestly your plan sounds very authoritarian to me. Its basically saying, "if you want a say in how your government is run you must be approved by government standards to be able to have that say". Everyone who lives in America should have a say in how government is run regardless of financial status, race, religion, or politics, and should not be expected to pass some test to have that say.
Outside of that, when you start requiring people pay a fee of one kind or another, a voter ID for example, it disproportionately affects people who live below the line of poverty no matter what race they are. In this country, minorities see higher rates of poverty than whites, with American Indians being the poorest.