So you decided to randomly respond to something I said to Wrathbringer for what reason again?
You just claimed that they only do it when the government is offering guarantees so derp derp deregulation will protect us!
Ever studied America before the Federal Reserve system?
Want to count up how many times banks gave out loans without guarantees?
Your "points" are laughable and remain so. You can go on and pretend me talking to other people is talking to you some more if it makes you feel better.