That's funny. I don't think you attempting to shout down everyone else about how awful they are is exactly acknowledging your bias.
But then again, we don't even agree on what words mean.
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I will agree with that, but at the same time.. banks don't FORCE people to take the loans, or go seeking them.
If people didn't go looking for car loans they shouldn't have, banks couldn't give them out. Ultimately, it's PERSONAL responsibility. A PERSON sought out a Loan for a car, or a house, or heck a PERSON looks to buy drugs. If there was no drug users, there wouldn't be drug sellers.
It is really sad when people don't want to blame the PERSON. I know you have said they are partially responsible, but in my book, they are closer to 90% responsible.
"And an occult department"
If we are going to start a witch hunt, I say we start with these fuckers:
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