More Obamacare fuckups

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Originally Posted by Back

Well, the ACA is designed to help people with low income and no health insurance through their jobs.

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I thought the AFFORDABLE Care Act was designed to lower the cost of healthcare?

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Originally Posted by Back

And ugh about LA.... I'd talk to Bobby Jindal about that.

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Originally Posted by Back

As to the other part about young people... they can still get involved in their parent's plans, if their income is low the cost would be subsidized

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I thought just college students can stay on their parents' plan, is it all kids?

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Originally Posted by Back

Also, when more people use the exchange the rates should go down for everyone.

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Originally Posted by Jarvan

It's simple. Don't get it. Pay the fine.. er.. penalty, and IF you get seriously sick/injured. Buy insurance then.

Problem solved.

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Even better than that. Claim you are opting out of the insurance due to religious reasons (a major loophole they left in) and not pay anything (tax, fine, whatever you want to call it), and then get it once you come down with something long-term/terminal.

Like Social Security, Obamacare is essentially a ponzi scheme that is not sustainable over the long term. Once everyone is in the wagon, who pulls it?

Attachment 5730

Attachment 5731

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Originally Posted by Tgo01

I thought the AFFORDABLE Care Act was designed to lower the cost of healthcare?

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It does for people with low incomes and no insurance through work. Eventually with people buying from the exchange the cost should go down for everyone. Then, if that does happen, health care costs across the board should go down.

I won't be using it because what I already pay is lower than the estimate for my state, income, age, with zero subsidies. But as time moves on I'll be watching to see if my cost through the exchange does go down.

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Originally Posted by Thondalar

Even better than that. Claim you are opting out of the insurance due to religious reasons (a major loophole they left in) and not pay anything (tax, fine, whatever you want to call it), and then get it once you come down with something long-term/terminal.

Like Social Security, Obamacare is essentially a ponzi scheme that is not sustainable over the long term. Once everyone is in the wagon, who pulls it?

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Have you really looked at it to understand it? Social security has not failed.

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Originally Posted by Back

Have you really looked at it to understand it? Social security has not failed.

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Hahahahahahahahahahahahahaha.

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Originally Posted by Back

It does for people with low incomes and no insurance through work. Eventually with people buying from the exchange the cost should go down for everyone. Then, if that does happen, health care costs across the board should go down.

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What about the bill makes you think prices will go down as a whole? Sure maybe some people will end up paying less but overall there is nothing in the bill to indicate costs will go down overall.

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Originally Posted by Tgo01

What about the bill makes you think prices will go down as a whole? Sure maybe some people will end up paying less but overall there is nothing in the bill to indicate costs will go down overall.

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Lets not also forget how rampant fraud is in Medicare now....now we're going to put the entire healthcare system in the hands of the government? What could possible go wrong?

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Originally Posted by ClydeR

That is good advice if you know in advance that you won't get sick until the annual open enrollment period.

If you don't already have coverage through your job, your spouse's job or your parent's insurance, then you can apply for coverage on the exchanges, but only during the annual "open enrollment" period, which for the first year only is six months starting on October 1 and for every later year is approximately two months starting in October. There are some special exceptions for major life changes, but you should not count on qualifying for those.

If you apply for coverage outside of the open enrollment period, you won't be able to use the exchanges to find coverage and you'll have to deal directly with the insurance companies. Even then, Obamacare prohibits most insurance plans from denying coverage based on preexisting conditions, but you will not qualify for any premium subsidies, even if your income is low enough that you would owe the minimum 2%, which might be the case if you are sick. The premium subsidies are available for people with an income below 400% of the poverty level.

If you do not buy at least a silver plan through the exchanges, then you will not be eligible for the "cost sharing reductions" available to some low income people. The cost sharing reductions reduce your deductible and out-of-pocked amount, if your income is below 250% of the poverty level.

If you do not want to buy the basic bronze plan, then you could consider a "catastrophic plan," which will be available to people under age 30.

You'll be able to see your options with the actual true dollar amounts starting Tuesday at http://www.healthcare.gov

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I'm going to laugh my ass off when this finally takes affect and thousands upon thousands of "low-information voters" get fined on their tax returns. Suckers. Hope and change, bitches.

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Originally Posted by Tgo01

What about the bill makes you think prices will go down as a whole? Sure maybe some people will end up paying less but overall there is nothing in the bill to indicate costs will go down overall.

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My only indication that that would happen is what happened with requiring everyone to have car insurance. More buyers, more sellers, then lower costs.

But, I'm no expert, obviously.

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Originally Posted by Back

It does for people with low incomes and no insurance through work. Eventually with people buying from the exchange the cost should go down for everyone. Then, if that does happen, health care costs across the board should go down.

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You seriously are buying into that bullshit Obama sold it as?

I bet you think you'll be able to keep your existing plan and your doctor and all that too.

Obama sold this as saying that the average family would see a $2500 decrease in cost. Except instead, the cost is going up for everybody.

Obamacare is intended to fail so that the government can "save" us after with a single payer system.

I don't think Obamacare will ever be fully implemented anyway.

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Originally Posted by Methais

You seriously are buying into that bullshit Obama sold it as?

I bet you think you'll be able to keep your existing plan and your doctor and all that too.

Obama sold this as saying that the average family would see a $2500 decrease in cost. Except instead, the cost is going up for everybody.

Obamacare is intended to fail so that the government can "save" us after with a single payer system.

I don't think Obamacare will ever be fully implemented anyway.

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Do you have a rational explanation or is this just your emotional response?

Keeping your existing plan is a real option.

You honestly think this is something that the authors intended to fail? Who in the world would do that and to what end?

Defunding it now will cost more than it will save.

Educate yourself rather than listen to people who lie to you. The information is out there. You can make your own decision about it.