The ladies must be tripping over themselves to hear you talk about your job and view.
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No, just the guys I blow in my "cubicle." Which is insulting, I guess, because Jarvan is homophobic.
She only loses if her medical costs are greater than 3$ a month. Her deductible may be $6500.00 but she gets co-pays and other benefits that go along with a typical plan. It's not an all or nothing proposition and she can even have go to a Doctor instead of the ER for basic health needs.
Copays are pretty great. Prescription plans are great. Scheduling a visit with your Doctor when you are sick is pretty great. These are three things that the uninsured poor can't do. I get what you mean about that deductible. If she has a bad accident or falls quite sick she'll be in trouble. The lady has had 4 pay cuts in the past year and is only making 23kish. She can not afford major trauma. Barring a catastrophe though, she's in a better position now than she was before and that's valuable for this family.
I suspect "real healthcare" means "that healthcare that specifically proves PB's point, and all other healthcare is irrelevant".
I don't think catastrophe means what you think it does. For acedotal evidence, my kid had a kidney stone and we ended up paying $3000 out of pocket. From this lady's fiscal standpoint, $3000 would be a rather large financial burden on her and her family... but I wouldn't classify a kidney stone as "catastrohe".
High deductables are terrible ideas for people who already have difficulty in affording healthcare.