Social benefits

[Xcalibur]

All in all, what's YOUR social benefits from your job? That your government offer you?

People of Canada are bragging that they are better than the US, let's put that into numbers?

Hospital: totaly free.

Operation, surgery: Free.

Giving birth, food: free.

Dentist: 0% free.

Drugs (medicament) government is paying 75% of costs until a maximum of 50$ (around) per month, total.

If you get hurt and cannot work: you get 55% of your total salary.

Giving birth: 55 to 70% of your salary for a year.

Personaly paying 22% of taxes of my salary and 15% of sal taxes.

My job is giving me:

Paying 80% of dentistery needs.
250$ per year for my eyes's need.

You?

[Dhuul]

You really bilked them on the 'dentistery', those bastards will have to pay for every elaborate French pastry you consume and then wash down with cheap table wine? woot

[Back]

Uh oh, X. Now you’ve done it. Every transient in America who reads this will migrate north...

About those benies as we call them here.

All medical has a co-pay, meaning, the patient pays a certain amount, which is a small percentage of the total, while the insurance company pays the rest. Not having used nearly any medical benefits for most of my life, I recall a time 5 years ago where a physical cost me $50? I think.

For dental the co-pay is a higher percentage, but still not the total, with the insurance company paying the rest.

I haven’t had a prescription filled for so long now I have no idea how much they cost.

Not sure about disability.

My current job has maternal AND paternal leave if the family has a baby. I don’t think we get paid, but the job is there for when we come back.

33% of my check goes to federal, state and local taxes plus disability and social security. Then I get to pay sales tax on just about everything I buy with my money. If I get a refund, its for a fraction of the taxes I paid.

For optical I get minor discounts on eye exams and frames.

[Back]

So X, or any other of you Chanuks... whats the college tuition system like?

[Wezas]

We pay more to not live in Canada.

I'm perfectly fine with that.

[CrystalTears]

Originally posted by Wezas
We pay more to not live in Canada.

I'm perfectly fine with that.

I hate you. I have coke sprayed all over my desk. Congrats. Dick. :lol:

[Jazuela]

For working people...they rely on their employer to provide benefits. Those benefits vary depending on the employer and the size of the company in terms of employee population.

Small companies don't have to provide as much, but some do anyway. Non-profits have another set of rules they have to deal with, and companies that work with government contracts have yet another set of rules.

There's very little consistency.

For people who don't work and are considered poor (by some archaic standard that isn't realistic anymore), they get food stamps, section 8 housing, stipends toward clothing, education (university, in Canadian terms), employment counselling, medical - all free. Us working folks pay for that out of our taxes.

Federal tax can get pretty hefty - the middle class is usually in the 20-25% range. Then there's state income tax - some states have it, some don't, and each state determines the percentage. Ours was supposed to be 4-year temporary but the guys in the State Building conveniently forgot that around 2 decades ago, so we still have it.

Sales tax here is 6%, but that's on top of any "sin" taxes imposed on things like alcohol, cigarettes, and gasoline.

Currently I get my medical expenses covered through my husband's employment. He pays nothing for my coverage. When I go to the doctor I pay 10 bucks USD. When I get prescriptions I pay 5-10 bucks USD, depending on whether it's a brand name or generic, for up to 100 pills of that type at a time.

Dental I pay I think 15 bucks for office visits and there's a list of things I get free, and another list that shows the maximum I have to pay for everything else.

Eye care I get one free eye exam yearly, and 50% off any glasses or contacts.

Where I work, I get no benefits at all. Not even sick days, or overtime to work on a sunday holiday. But I don't need them, which is why I have no problem working there.

[xtc]

Ok for most of Canada (not those French bastards) it goes like this.

General heathcare: covered by the Government

Dentist: not covered

Prescription Drugs: not covered

Maternity leave: 9 mos, 50-60% of salary, companies not Government pays this.

Average income tax rate is around 33%, every dollar earned above $52, 000 is taxed at 50% rate

National GST (Goods and Services tax) is 7% this is usually on top of a provincial tax of 8%. So most goods and services are subject to 15% tax. When they implemented the GST, they removed a 13% manufacturers tax which was built into the cost of manufactured goods

Universities on average are cheaper in Canada than the US.

Tobacco is expensive as there are many taxes on it.

The sale of alcohol in Ontario is controlled by the Government. All alcohol is sold by a Gov't store, as such the price is expensive

One out of every 10 tax dollars is spent on healthcare

[Edited on 10-14-2004 by xtc]

[GSTamral]

Medical: 15 dollar copay to see a doctor
30 to see a specialist

Hospitalization: I pay 20% up to 1,000. After that I pay 0 unless the bill is over 1,000,000.

Dental: 80% covered

Optical: 50% coverage on eye exams, up to 2 pairs of glasses per year are free.

Disability: 100% coverage

Maternal: 3 months leave at 100% pay. Can take an additional 3 months with 0% pay.

Life insurance: 2 years salary is free.

oh, and one important thing you left out.
The exact same position in my company in Canada pays about 60% of what we make in the US.

I would honestly recommend to anyone who doesn't enjoy working, and prefers to sit around and play video games all day or such to move to Canada or Europe, where they ensure such people can enjoy a decent standard of life, by making other people pay for it.

But that's also why I live in the U.S., and why I prefer this country. Work harder, get educated, and be willing to bust your butt to get ahead, and no other country in the world can give you the same opportunities to succeed.

Socialism is the home to complacency. Complacency is the mortal enemy of progress.

[Wezas]

Originally posted by GSTamral
Maternal: 3 months leave at 100% pay. Can take an additional 3 months with 0% pay.


Does that cover Paternal as well? Or you planning on being the first guy to squeeze one out his Johnson?

I think it would be squeezed out of le ass. It's been done with females too. In RARE ass cases (like 3 in history).

- Arkans

[GSTamral]

Paternal is same as most, up to 2 weeks, with limited scheduling leniency for a month or so after that.

[Xcalibur]

It's 40 weeks here, 55 to 70% of your salary, payed by the government though.

We get around 100 buck per month extra by children around too.... not bad when you think about it.

Booh, huh?

[xtc]

Originally posted by GSTamral
Medical:
I would honestly recommend to anyone who doesn't enjoy working, and prefers to sit around and play video games all day or such to move to Canada or Europe, where they ensure such people can enjoy a decent standard of life, by making other people pay for it.

Not true of Canada. At least not in Ontario. If you want to receive welfare assistance now you have to work for it. Work for welfare. They have also tightened up the rules to disallow the loafers from qualifying for it.

We have another program called Unemployment Insurance which you pay into each pay cheque. The idea is if you loose your job you will receive this money back for x number of weeks. There is a threshold of time you must work to qualify for this. You only get these benefits if you are layed off, if you quit your job or are fired you don't get these benefits.

Please don't confuse Canada with socialist nations.

[Xcalibur]

Damn, we're like 300 kilometers away and it's almost totaly different.

Vive le socialisme!

[xtc]

Xcalibur I will have to politely disagree....fuck Socialism.