Don't sell to Headrush.

[Nattor]

Just a heads up for everyone out there. Don't sell anything to the character Headrush in the game. I believe his PC is Knemnoch. ( I could be wrong about the latter, but after I sold him the silver he was spamming lnet looking for a T2 ensorcell on this same item http://forum.gsplayers.com/showthread.php?82301-Wanting-to-buy-a-T2-Ensorcell-please!!!.)

Disputed the charge with his credit card company.

[thefarmer]

Just a heads up for everyone out there. Don't sell anything to the character Headrush in the game. I believe his PC is Knemnoch. ( I could be wrong about the latter, but after I sold him the silver he was spamming lnet looking for a T2 ensorcell on this same item http://forum.gsplayers.com/showthread.php?82301-Wanting-to-buy-a-T2-Ensorcell-please!!!.)

Disputed the charge with his credit card company.

Give the name he put for his paypal info and the email.

[Nattor]

Give the name he put for his paypal info and the email.

The sender asked the credit card company to reverse the payment made to you
on May 25, 2013.

The sender says he or she doesn't recognize this payment. The credit card
company needs additional information from you about this transaction.


-----------------------------------
Transaction Details
-----------------------------------


Sender's name: William Barclay
Sender's email: Barclaywill26@hotmail.com

[NinjasLeadTheWay]

I'm confused. So you sold him silvers and he didn't pay you? Is that the gist of it?

[Nattor]

I'm confused. So you sold him silvers and he didn't pay you? Is that the gist of it?
He paid via paypal on the 25th. Then apparently disputed the charge some time after that. I got an email about it from paypal this morning.

[thefarmer]

Make Anticor check his IP and see if he has more than one account here.

Sucks man.

[Nattor]

Make Anticor check his IP and see if he has more than one account here.

Sucks man.

Does suck. Just wanted try to keep that from happening to someone else.

[zinzimir]

He got me too...Paypal sent notice today that he/she doesn't recognize the payment and asked to reverse the payment. Transaction was 24 May 2013. Anyone else?

Sender's name: William Barclay
Sender's email: Barclaywill26@hotmail.com

[Nattor]

He got me too...Paypal sent notice today that he/she doesn't recognize the payment and asked to reverse the payment. Transaction was 24 May 2013. Anyone else?

Sender's name: William Barclay
Sender's email: Barclaywill26@hotmail.com

I wonder if we got together and swapped info, we could post that in the dispute form and stop it from happening?

[zinzimir]

I'm giving him 1 day to come clean then a call to Paypal is in order. With mutiple "don't recognize the payment", I'm pretty sure his CC company will have to pay.

[Nattor]

I'm giving him 1 day to come clean then a call to Paypal is in order. With mutiple "don't recognize the payment", I'm pretty sure his CC company will have to pay.

You are probably right. I'm just filling out the damn form paypal wanted me to fill out.

[SHAFT]

Make Anticor check his IP and see if he has more than one account here.

Sucks man.

I have dirty info on anticor. I've been saving it for a long time, for moments just as these. If you two gentlement need to "make" anticor do something, please contact me.

[diethx]

Please "make" Anticor participate in a hot dog eating contest, and post the video of it here.

[Suppressed Poet]

I'm giving him 1 day to come clean then a call to Paypal is in order. With mutiple "don't recognize the payment", I'm pretty sure his CC company will have to pay.

I work in merchant services so I know a thing or two about these issues.

The thing about payment cards is that the card brands purposely setup their brand to be highly protective of the consumer. There are specific guidelines to chargebacks and it is left to the financial institution to enforce those rules when a cardholder has a dispute.

In this situation, the cardholder can say he never recieved a product or service.

When you accept payments over PayPal, as part of their ToS, you are leaving the power them to handle chargebacks for you as the seller. You must work with PayPal to prove that you did in fact charged the buyer appropriately and followed the merchant guidelines. The trickle effect of financial responsibility falls to use first as the seller with PayPal, and paypals responsibility as the acquirer to the financial institution of the cardholder.

Now the real kicker - you are in a bad situation because selling silvers in Genstone is neither a product or service that you own. You don't have a sales invoice. You don't have a delivery reciept. In so many words - you are fucked. PayPal will not fund you because they are going to have to pay it back to the financial institution, as part of a controlled agreement by the card brands to be a merchant acquirer.

So moral of the story - buying or selling anything in Gemstone is risky business. I wouldn't advise doing it, unless you have carefully weighed, understood, and accepted the risk. There are trustworthy people on the PC. Those are the people that you know to be, and even then there is a risk (take Allen or Allan - whatever his name was for example).

I know that's not what you want to hear, and I'm sorry that happened to you.

[Latrinsorm]

Please "make" Anticor participate in a hot dog eating contest, and post the video of it here.I don't know why you're so eager to emasculate everyone on the PC. Are you perhaps a deeper sleeper agent for the Stoners' Realm? Perhaps you should be aware that in the words of The One Mage, Methais beat you to it (http://forum.gsplayers.com/showthread.php?46515-Blast-From-the-Past-(-From-The-Stoners-Realm-)&p=1004709#post1004709). (LACTATION)

[diethx]

What! Who have I emasculated?! You're out of your damn mind.

[Latrinsorm]

In light of being interrobanged, I concede and accede.

[diethx]

Fucking right you do!

[Mihorkan]

Any word on this? i'm also out $50 because of this....

[Nattor]

PrivateTo-GSIV:Headrush: "anything to say about it all?"
Private-GSIV:Headrush: "Sorry, i just logged on to a shitstorm. Ill be making a post on PC explaining what has happened. I apologize and promise I will make things right."
PrivateTo-GSIV:Headrush: "All right."
Private-GSIV:Headrush: "obviously ill be crucified until I make things right with everyone, no matter what i say now, so as you can imagine i have LNET untuned. You have every right to be pissed, but right now theres literally nothing i can do about it. Ill have to wait until the bank opens in the morning. All i can do right now is apologize."

[Candor]

I hope the day arrives where thieves like this are prosecuted.

[Nattor]

Way to incriminate us all. What happens in Lnet, stays in Lnet. Sheesh.

Happy now?

[rolfard]

PrivateTo-GSIV:Headrush: "anything to say about it all?"
Private-GSIV:Headrush: "Sorry, i just logged on to a shitstorm. Ill be making a post on PC explaining what has happened. I apologize and promise I will make things right."
PrivateTo-GSIV:Headrush: "All right."
Private-GSIV:Headrush: "obviously ill be crucified until I make things right with everyone, no matter what i say now, so as you can imagine i have LNET untuned. You have every right to be pissed, but right now theres literally nothing i can do about it. Ill have to wait until the bank opens in the morning. All i can do right now is apologize."

This sounds strangely like Refrain/Constal...who I still expect to pay me what he owes when his next guise is enveiled.

[tallkris3]

Now the real kicker - you are in a bad situation because selling silvers in Genstone is neither a product or service that you own. You don't have a sales invoice. You don't have a delivery reciept. In so many words - you are fucked. PayPal will not fund you because they are going to have to pay it back to the financial institution, as part of a controlled agreement by the card brands to be a merchant acquirer.


This nails it on the head. When I sold out 6-7 years ago I got scammed just like this and basically got this exact same answer and as expected Simu told me there was nothing they could do. Fun to kiss a grand goodbye when I was making min wage.

[SHAFT]

This sounds strangely like Refrain/Constal...who I still expect to pay me what he owes when his next guise is enveiled.

I believe constal is still around too.

[crb]

If you're a seller and want protection, insist on Western Union. Otherwise you'll always be at the mercy of both real credit card fraud, and fake credit card fraud where the douchebag lies about not recognizing the purchase.

[Allereli]

Direct cash deposit into your bank account works, too. Helps if you have a major bank accessible in most cities.

[diethx]

Um. And give out your bank account number (plus full contact info)? huhwut?

[SHAFT]

Think of the countless cash transactions that occur with GS and the PC. It's really amazing it doesn't happen more often. Also goes to show that we have a pretty solid community that doesn't rip one another off. Every now and then it happens, like this situation for instance, but could happen more.

[Tgo01]

Um. And give out your bank account number (plus full contact info)? huhwut?

If you give me said details I can wire 86 million dollars to your bank account, I have to get this money out of my country. I'm a prince you see...

[Sav]

The character constal is still around but I own em and use em for a haste slave in camps... Refrain is owned by Kronius... Only character he didnt unload is his empath Danticus. I really doubt we'll ever see em again as he left so many unsettled debts with a large portion of the GS population. If he ever returned he would have to be 100% incognito and couldn't ever make any paypal transactions without fear of being called out.

[milesalpha]

Um. And give out your bank account number (plus full contact info)? huhwut?

If you do the Interac e-mail transfer (in Canada, not sure what it's called in the US), you only give out your email addy.

[Allereli]

If you do the Interac e-mail transfer (in Canada, not sure what it's called in the US), you only give out your email addy.

Just referred to as an email transfer in the states

[Sorcasaurus]

If you do the Interac e-mail transfer (in Canada, not sure what it's called in the US), you only give out your email addy.

I know BoA allows transfers between accounts with only an email address too. Before your first transfer they email you for a quick confirmation process, but it's just as easy as paypal. I'd be shocked if it was a unique service from BoA.

[diethx]

I didn't know that. That's pretty badass. I wonder if Wells Fargo does that?

[RSR]

Wells Fargo sends a stagecoach to your house and brings the money to the recipient via the pony express. How do you not know these things?!?

[diethx]

Wells Fargo sends a stagecoach to your house and brings the money to the recipient via the pony express. How do you not know these things?!?

That is the most awesome thing I've ever heard. Today.

[Allereli]

whatever, I bought coins recently doing that. worked great for the seller.

[DCSL]

I'm waiting to hear about wtf is going on with this guy.

[Parkbandit]

When will the scam-slamming commence?

[msconstrew]

Well, he said in that lnet conversation that he was waiting for his bank to open so he could clear everything up. Assuming that his bank opens at 9am, he must live in Hawaii and still be waiting. It's only 8am there.

[Nattor]

I'm waiting to hear about wtf is going on with this guy.

I'll post if something happens. Don't think it will.

[SonoftheNorth]

shitty.

[tyrant-201]

I'm guessing there's still hope. I mean, if someone was really scamming they wouldn't go on Lnet and be claiming they're trying to do something about it. Typically in the past, people who do that sort of stuff don't say a word, no?

[Sile]

While not full proof, I generally ask for references before doing big purchases if it is someone I don't know or have any history of dealing with.

I've bought and sold, and I always try to be as honest as possible with my dealings. I think a good name goes a long way in a game like gs. One of the main reasons I've never sold Sile is I wouldn't want someone to get a hold of him and use the name to pull a scam. Which I've seen happen all too often over the years, a character gets sold, then the new owner uses the rep of the old character to pull scams.

More times then not though the scam on here seem to be from relatively unknowns. With that said I would always do as much back round work as possible if I didn't know the person.

Another thing I do is I log all conversations, emails, screen shots of game exchanges, etc. This probably wouldn't save me if I got scammed from a charge back, but it would at least give me a bit more to defend my case.

[poloneus]

I thought "gift" on Paypal was safe for the seller?

[Sile]

I thought "gift" on Paypal was safe for the seller?

Can still dispute it if paid through a CC. You just dispute with the CC company instead of paypal.

[zinzimir]

update - No response via PM or email from him. Nattor, I will PM you any worthy info from paypal or other. I will also post here any information that benefits the community.

[Methais]

The One Mage, Methais

http://cdn.memegenerator.net/instances/400x/29566641.jpg


I work in merchant services so I know a thing or two about these issues...

Does all that also apply when they send payment as a gift, which seems to be the trend lately for GS sales?

Also for what it's worth, Headrush asked if he could buy a spellup a couple weeks ago, then mysteriously went afk before paying, but after I spelled him up. And since we were in TSC I couldn't dispel him.

For what it's also worth, he hit me up again later and suffixed it with, "I'll actually pay this time." and then did, plus payment for the other spellup....I think. Or maybe he shorted me a little. I honestly don't remember. I think he paid in full though. But 50k silvers or whatever it was is mostly non-serious business, whereas this thread is serious business.

This post really has no value in this thread now that I think about it.

What's this about Anticor being in a contest to see how many wieners he can stuff down his throat?


If you give me said details I can wire 86 million dollars to your bank account, I have to get this money out of my country. I'm a prince you see...

Is that you, Akeem?

http://www.indiewire.com/static/dims4/INDIEWIRE/05275cb/2147483647/thumbnail/680x478/?url=http%3A%2F%2Fd1oi7t5trwfj5d.cloudfront.net%2F 45%2Fed%2F5bf0f9904a0aaaad2520911dbb99%2Fcoming-to-america.jpg

And on a final note, anyone who might wish to make a purchase of emergency emergency RtCF funds (http://forum.gsplayers.com/showthread.php?82517-Emergency-RtCF-Funds-35m-19-per) must either be known to be legit on here, or be willing to go through a third party, like Buckwheet or an Al-Qaeda courier or something.

[diethx]

You can help AR out with those weeners, right Meth?!

Also, it doesn't matter what method they use, gift or otherwise. If they call their bank and say they don't recognize the unauthorized transaction, they can get it reversed.

[Methais]

You can help AR out with those weeners, right Meth?!

http://rack.0.mshcdn.com/media/ZgkyMDEyLzEyLzA1LzlkL2hvdGRvZy5kb2YuZ2lmCnAJdGh1bW IJODUweDU5MD4KZQlqcGc/1fc7e1f5/3e8/hot-dog.jpg
http://24.media.tumblr.com/tumblr_mdl6r5vBaA1qd2avdo1_400.gif
http://25.media.tumblr.com/2cb5e108097567a66801b8444c5027e8/tumblr_mhpuoaXHGX1qz4u07o1_500.gif
http://i.imgur.com/pn8kJ.gif

[Donquix]

I'm going to laugh if it's something like their wife/girlfriend/mother was going through the credit card and was like "what is this shit?" and stop payment on them all.

Similar happened to me once when I was younger and living at home. Ordered a fight on pay-per-view when my folks were out of town and i had friends over. My mom called the cable company and bitched at them for it thinking it was a mistake, had I remembered to tell them it was a non-issue, and they took it off and credited us the next month (they had actually fucked up billing w/ us recently before so she was kind of livid about it)

moral of the story: lie

[zinzimir]

I'm going to laugh if it's something like their wife/girlfriend/mother was going through the credit card and was like "what is this shit?" and stop payment on them all.

Similar happened to me once when I was younger and living at home. Ordered a fight on pay-per-view when my folks were out of town and i had friends over. My mom called the cable company and bitched at them for it thinking it was a mistake, had I remembered to tell them it was a non-issue, and they took it off and credited us the next month (they had actually fucked up billing w/ us recently before so she was kind of livid about it)

moral of the story: lie

Yea, I'm thinking there is a possibility of this as well...

[Suppressed Poet]

http://cdn.memegenerator.net/instances/400x/29566641.jpg



Does all that also apply when they send payment as a gift, which seems to be the trend lately for GS sales?

Also for what it's worth, Headrush asked if he could buy a spellup a couple weeks ago, then mysteriously went afk before paying, but after I spelled him up. And since we were in TSC I couldn't dispel him.

For what it's also worth, he hit me up again later and suffixed it with, "I'll actually pay this time." and then did, plus payment for the other spellup....I think. Or maybe he shorted me a little. I honestly don't remember. I think he paid in full though. But 50k silvers or whatever it was is mostly non-serious business, whereas this thread is serious business.

This post really has no value in this thread now that I think about it.

What's this about Anticor being in a contest to see how many wieners he can stuff down his throat?



Is that you, Akeem?

http://www.indiewire.com/static/dims4/INDIEWIRE/05275cb/2147483647/thumbnail/680x478/?url=http%3A%2F%2Fd1oi7t5trwfj5d.cloudfront.net%2F 45%2Fed%2F5bf0f9904a0aaaad2520911dbb99%2Fcoming-to-america.jpg

And on a final note, anyone who might wish to make a purchase of emergency emergency RtCF funds (http://forum.gsplayers.com/showthread.php?82517-Emergency-RtCF-Funds-35m-19-per) must either be known to be legit on here, or be willing to go through a third party, like Buckwheet or an Al-Qaeda courier or something.

As mentioned earlier, PayPal gift is just paypals way to make an exhange where the seller pays the processing fees. They call it a gift because you have no recourse with PayPal, but banks don't give a flying fuck about this. All the bank sees is a transaction and their customer disputing the transaction.

[Suppressed Poet]

Ever see those commercials from banks promoting their debit/credit card and that if you lose the card or someone steals your info, they put that money right back in your account?

They make it sound like the bank is personally giving your money back. The way it really happens is the bank yanks the money from the merchant acquirer, and the acquirer then yanks the money from the seller/merchant. In most circumstances, the merchant has 30 days to show proof that it was in fact a legitimate transaction to get their money back. They have the burden of proof and the money is out of their account at the very start of the chargeback process.

[m444w]

Ever see those commercials from banks promoting their debit/credit card and that if you lose the card or someone steals your info, they put that money right back in your account?

They make it sound like the bank is personally giving your money back. The way it really happens is the bank yanks the money from the merchant acquirer, and the acquirer then yanks the money from the seller/merchant. In most circumstances, the merchant has 30 days to show proof that it was in fact a legitimate transaction to get their money back. They have the burden of proof and the money is out of their account at the very start of the chargeback process.

Don't forget the $50 chargeback penalty fee that the merchant has to deal with. That's why they are so quick about it, they make more money when chargebacks are claimed.

[Rayzinbread]

still nothing?

[Methais]

http://youtu.be/M5QGkOGZubQ

[Parkbandit]

Maybe it's time to look into this "William Barclay"?

Come on PC.. I've seen more information brought about with less to go on.

Someone knows more info.. let's hear it.

[Suppressed Poet]

Don't forget the $50 chargeback penalty fee that the merchant has to deal with. That's why they are so quick about it, they make more money when chargebacks are claimed.

If your provider is charging you $50 for chargeback retrievals, send me a pm and I'm sure I can help you.

There is a cost the acquirer faces to process a chargeback. Someone has to process the request, send the retrieval to the merchant, speak with the merchant, etc. That is why the fee exist. Those unhappy people you deal with don't work for free. (I think them and people in the risk department that freeze accounts and have to talk to merchants to tell them they are going to hold their funds for 6 months have the worst jobs in the world) The industry standard is $10.

But yeah - again it is how the system is setup. And it is a smart one on the card brands part. When you make a product that is consumer oriented, you issue tons of cards and center yourself as the preferred method of payment. Most merchants don't have a choice anymore. They have to accept cards if they want to survive as a biz.

[Suppressed Poet]

And your merchant services provider hates chargebacks just as much as you do. It is never an aim to make money on those. It puts their ass on the line from a risk and liability standpoint. Unfortunatey along with shitty consumers that issue needless chargebacks, there are shitty fake merchants too that are looking to scam the acquirers and leave them to deal with the bill. That's why if you get too many, they shut down your account and/or place a funding hold to cover that risk. They are pushing to reform the process of chargebacks just as much as you are.

[Geijon Khyree]

That email pulls up a facebook page off google.

[Parkbandit]

That email pulls up a facebook page off google.

Hmm.. I tried that and got :

Your search - Barclaywill26@hotmail.com - did not match any documents.

[TheEschaton]

Did anyone else miss the funniness of a guy named Barclay having bank problems? LoL.

[Nattor]

Nothing today.

[SonoftheNorth]

maybe he didnt pay his internet bill either

[tyrant-201]

Maybe he paid his internet bill and charged it back

[Methais]

Someone needs to backtrace this guy.

[tyrant-201]

I have already called the cyber police

[Tgo01]

I have already called the cyber police

Did you call the state police too? DID YOU CALL THE STATE POLICE TOO?!

[SonoftheNorth]

i called jack bauer

[FaenorDragonfly]

So, what is the bullet proof way to transfer money when buying and selling GS items? There is no way to protect the buyer and the seller. PayPal just needs to recognize digital property. Even using a middle man is not perfect, if I used George as my middle man, George is just as capable of reversing charges on me as the original buyer was. Being well known in the GS community and having 400 little green rep squares doesn't mean it won't happen. Trust me, I was burned by someone well known with 400 green rep squares.

[Lord Orbstar]

it is pathetic someone would stain their soul over stealing a virtual game's crap and a little money. Karma, Hell, or whatever you believe in will catch them in the end.

[SHAFT]

So, what is the bullet proof way to transfer money when buying and selling GS items? There is no way to protect the buyer and the seller. PayPal just needs to recognize digital property. Even using a middle man is not perfect, if I used George as my middle man, George is just as capable of reversing charges on me as the original buyer was. Being well known in the GS community and having 400 little green rep squares doesn't mean it won't happen. Trust me, I was burned by someone well known with 400 green rep squares.

Who ripped you off?

[TheEschaton]

The problem is that digital property rights are very pro-business. Simutronics owns your characters, not you. Blizzard owns your WoW characters, not you. You have no right to sell them (by law), you're only licensing the right to play them on their servers.

Even sandbox-y games where there is user created content is similar. I used to play a text based game where you got to build whole planets (sort of like what that one society in GS was supposed to do) but the content still belonged to the company who published the game, even though I wrote and created my planet.

[tyrant-201]

It doesn't make much sense, unless I'm missing something. Pay a subscription, create a char. Buy items for and level the char. Spend copious amounts of time on it making it to your liking. You have the right to delete or transfer the char, yet Simu owns it. Is there reasoning behind this aside them being able to ban/lock out at their discretion?

[FaenorDragonfly]

Reltov420. There was a huge thread about it a while back. He sold me a ranger for 500, and never responded once the money was sent. He did the same to another person at the same time. This mess is why there is the Warning: Character Purchasers sticky in the character folder.


Who ripped you off?

[TheEschaton]

It doesn't make much sense, unless I'm missing something. Pay a subscription, create a char. Buy items for and level the char. Spend copious amounts of time on it making it to your liking. You have the right to delete or transfer the char, yet Simu owns it. Is there reasoning behind this aside them being able to ban/lock out at their discretion?

The reason it exists legally? Because business owners have a lobby and lots of money. From a legal principle - meh. I think the right to ban/lock exists solely on their ownership of the servers, they don't need to own the characters to do that. The issue with characters is that they are physically stored on their hardware. That's where digital property becomes real property, they literally own the bits which make up your toon. If there was a movement towards plug-and-play toons where you stored your characters on your own drive, and to connect to the server it just needed to be authenticated and untampered with - then there could be a move to legal recognition of consumer ownership. But that opens the door to all sorts of offline exploits once you give users control of the data, and exploits generally deteriorate the game experience.

[Latrinsorm]

Pay a subscription, create a char. Buy items for and level the char. Spend copious amounts of time on it making it to your liking.You didn't build that.

[tyrant-201]

The reason it exists legally? Because business owners have a lobby and lots of money. From a legal principle - meh. I think the right to ban/lock exists solely on their ownership of the servers, they don't need to own the characters to do that. The issue with characters is that they are physically stored on their hardware. That's where digital property becomes real property, they literally own the bits which make up your toon. If there was a movement towards plug-and-play toons where you stored your characters on your own drive, and to connect to the server it just needed to be authenticated and untampered with - then there could be a move to legal recognition of consumer ownership. But that opens the door to all sorts of offline exploits once you give users control of the data, and exploits generally deteriorate the game experience.

Thanks for the reply. Makes sense

[tyrant-201]

You didn't build that.

The system which facilitates the design of a character? Obviously I never claimed that I did.

However, if we are talking about specific characters, Simu didn't build them either. The bits and pieces put into making the design of one, sure. But just because you buy parts at home depot, doesn't mean home depot made the final design.

That said, it exists on their servers, so yes they own it

[Latrinsorm]

It's an Obama joke.

[tyrant-201]

It's an Obama joke.

Went way over my head lol. Damn you for making a joke of something I take very seriously! What kind of message board is this? I'm new here

[Methais]

Went way over my head lol. Damn you for making a joke of something I take very seriously! What kind of message board is this? I'm new here

This is the most serious message board on the Internet.

[Buckwheet]

So, what is the bullet proof way to transfer money when buying and selling GS items? There is no way to protect the buyer and the seller. PayPal just needs to recognize digital property. Even using a middle man is not perfect, if I used George as my middle man, George is just as capable of reversing charges on me as the original buyer was. Being well known in the GS community and having 400 little green rep squares doesn't mean it won't happen. Trust me, I was burned by someone well known with 400 green rep squares.

The only bullet proof way is a laptop, coffee house wifi, green backs, a green back checking pen, a witness, and in person. I suppose you could always hand over whatever item it is and the person slams their laptop closed and runs away. So maybe not bullet proof.

[m444w]

If you do PayPal, enter a tracking number, and require a signature on an empty box by invoicing the buyer, Paypal's fraud protection policy may be a way to get around some of this headache.

Why wouldn't some people buy empty boxes for $300?

[Nattor]

Reltov420. There was a huge thread about it a while back. He sold me a ranger for 500, and never responded once the money was sent. He did the same to another person at the same time. This mess is why there is the Warning: Character Purchasers sticky in the character folder.

The time has already passed for this but why didn't you didn't you dispute the charge?

[Tillmen]

Did the bank open yet?

[Nattor]

Did the bank open yet?

Still nothing. Haven't even seen him in game since that first night. He must have used one of these recently failed banks (http://www.fdic.gov/bank/individual/failed/banklist.html).

[Archigeek]

The only bullet proof way is a laptop, coffee house wifi, green backs, a green back checking pen, a witness, and in person. I suppose you could always hand over whatever item it is and the person slams their laptop closed and runs away. So maybe not bullet proof.

It did feel rather cloak and dagger didn't it? Was a great way to do it though. Fun times and a nice lunch chat.

Sorry for your loss OP and others who got shafted on this.

[Rayzinbread]

is it just me, or has this guy been logging into PC often still...

Knemnoch:
Last Activity
06-09-2013 11:47 PM

is activity tracked strictly from that account?

[SonoftheNorth]

never came back? start searching for low level monks. he probably just scrapped his character and rerolled because he was level 20

[tyrant-201]

Rack them all up! Any monk under 20! START UP THE INQUISITION

[SonoftheNorth]

i saw goody headrush with the devil!

[milesalpha]

The red hot pokers are ready...

[Haldrik]

Small claims court :)

[zinzimir]

Nattor...please check your PM and reply to me, thanks.

[Methais]

Nattor...please check your PM and reply to me, thanks.

http://i11.photobucket.com/albums/a162/DoyleHargraves/whatthefuckjusthappened_98270313feaa856f231edb60d8 981d5e.gif

[Leloo]

I didn't know that. That's pretty badass. I wonder if Wells Fargo does that?

I work for Wells Fargo and they do it with that and I believe just a phone number works as well.

[SonoftheNorth]

pretty sure he plays wenchi now. could be wrong though.

[JackWhisper]

I've been playing Gemstone off and on since my dad was a GEnie customer, and before PayPal, you sent money via money order or through the mail. Scary times.

The second PayPal came out, I learned about gifting. Yes, everything on PayPal can be disputed, but I had my PayPal account ready for scammers. I made people paying cash, pay first, in gift, and then I shifted the money to my bank account and unattached it. Then I handed said item over once it was cleared. I never once, no matter how well trusted the individual claimed to be, would hand over an item before the cash was secure. I've had six total attempts to chargeback to my PayPal account, and none of them worked, because each one was on a gift, and went to an empty PayPal account. Speaking to representatives each time, explaining the exchange of virtual goods and their attempt to scam, I was only met with skepticism once, and even then it got cleared up.

I'm no perfect example of how to do business. I'm sure there are more surefire ways to secure my side of it, but this is how I always did it, and it always worked.

I definitely sympathize with the OP and Z, and I've seen Wenchi around town, and..in fact..they're in TSC this very instant. Yeah so if it is Wenchi, they can die in a fire.

[diethx]

I don't believe the "gifting" feature was an option when PayPal first came out in the early 2000's. I think that's a fairly new thing, within the last 5 years, no?

[JackWhisper]

I didn't use PayPal when it was a corporate thing. When I first joined, Gifting had just been introduced. Maybe it wasn't called Gifting at the start? There was a way to basically give money, avoiding the tax fees and such. But that was several years ago, so I'm very hazy on the whole thing. Either way, Gifting is how I controlled all my sales so nobody got hurt.

[zinzimir]

persistence pays off...

We are pleased to inform you that we have successfully disputed chargeback
case #PP-002-xxx-xxx-xxx. The buyer's card issuer has decided in your
favor and within seven days you will receive reimbursement for $72.00 USD.

I received this notice on Monday, checked my PP account and it was already there, transferred it immediately and now it is in my bank account. Hopefully, everyone should be getting the same results.

[diethx]

Bad ass, congrats.

[Nattor]

persistence pays off...

We are pleased to inform you that we have successfully disputed chargeback
case #PP-002-xxx-xxx-xxx. The buyer's card issuer has decided in your
favor and within seven days you will receive reimbursement for $72.00 USD.

I received this notice on Monday, checked my PP account and it was already there, transferred it immediately and now it is in my bank account. Hopefully, everyone should be getting the same results.

Same. I had pretty much called this a loss, but I got basically the same email on Monday. Got the money in my account the same day.

[JackWhisper]

Suck it, Headrush!

[tyrant-201]

Long Live the Inquisition.

DIAF Headrush.

[Archigeek]

Nice. Good to see. Congrat's all.

[JackWhisper]

Kerl stole my ethereal string. Lynch him!

[Methais]

Long Live the Inquisition.

DIAF Headrush.

http://1-media-cdn.foolz.us/ffuuka/board/tg/image/1375/41/1375413631789.jpg

[Gelston]

rofl, I wonder how upset he is now.

[Tenlaar]

I work in merchant services so I know a thing or two about these issues.

In so many words - you are fucked. PayPal will not fund you because they are going to have to pay it back to the financial institution, as part of a controlled agreement by the card brands to be a merchant acquirer.


I work in merchant services so I know a thing or two about these issues.


I work in merchant services so I know a thing or two about these issues.
http://tasteslikeskinny.files.wordpress.com/2013/02/dwight-schrute-false1.jpg

[Gelston]

Well, to be fair, PayPal didn't fund it or decide on it, the card issuer did and gave the money back to PayPal. Either way, yes, SuppressedPoet is an idiot. I look forward to his excuses.

[zinzimir]

Well, to be fair, PayPal didn't fund it or decide on it, the card issuer did and gave the money back to PayPal. Either way, yes, SuppressedPoet is an idiot. I look forward to his excuses.

Actually, to be accurate...PayPal did decide on it. They decided in my favor after about the 5th phone call to them of me continuously reminding them that this type of situation is exactly why I use PayPal and of the fact that this person scammed multiple people in our community and yada yada. PayPal finally told me that they have ruled in my favor and confirmed it in writing. They then charged me $25 to dispute the case with the credit card company, which took a 6th phone call to have them remove the $25 charge. They also told me that they revoked 'Headrush' account and he was banned from ever using PayPal in the future. In the 4 months this took, I called PayPal 17 times, i.e. persistence. PS - If you other folks paid the $25 fee, call PayPal and get it back! PSS - I didn't pay a bit of attention to SuppressedPoet's posts...

[Anebriated]

I for one am very happy to see you guys get the money returned as it should be and as far as I can tell the full amount(didnt read the whole thread). Beats the hell out of the $0.15 or whatever it was that I got back from Zimzum

[Gelston]

Actually, to be accurate...PayPal did decide on it. They decided in my favor after about the 5th phone call to them of me continuously reminding them that this type of situation is exactly why I use PayPal and of the fact that this person scammed multiple people in our community and yada yada. PayPal finally told me that they have ruled in my favor and confirmed it in writing. They then charged me $25 to dispute the case with the credit card company, which took a 6th phone call to have them remove the $25 charge. They also told me that they revoked 'Headrush' account and he was banned from ever using PayPal in the future. In the 4 months this took, I called PayPal 17 times, i.e. persistence. PS - If you other folks paid the $25 fee, call PayPal and get it back! PSS - I didn't pay a bit of attention to SuppressedPoet's posts...

I don't see how Paypal can make a credit company pay back. I guarantee the Card issuer ruled in favor first, and the Paypal followed with the judgement. Paypal isn't going to put itself in a place where it loses money. That is why it took 4 months.

Also, if you look at it...

We are pleased to inform you that we have successfully disputed chargeback
case #PP-002-xxx-xxx-xxx. The buyer's card issuer has decided in your
favor and within seven days you will receive reimbursement for $72.00 USD.

Paypal didn't decide shit.

[JackWhisper]

This went from Fuck Headrush...to us fighting. I love PC.

[Gelston]

What fighting?

[JackWhisper]

I lost myself in your avatar. They're ready to battle.

[Tenlaar]

Doesn't Paypal have to decide in your favor before the Card issuer even has a chance to decide in your favor or not? Doesn't make sense that they would forward a dispute to the issuer unless they themselves believe it to be valid.

[Gelston]

Doesn't Paypal have to decide in your favor before the Card issuer even has a chance to decide in your favor or not? Doesn't make sense that they would forward a dispute to the issuer unless they themselves believe it to be valid.

What's the difference between a chargeback and a PayPal dispute?

The credit card issuer decides who wins the chargeback, and not PayPal.

A PayPal dispute is the first step in the PayPal buyer complaint process. During the dispute phase, buyers and sellers "meet" in the PayPal Resolution Center to try to come up with a mutually acceptable solution.

https://www.paypal.com/us/webapps/mpp/security/chargeback-faq