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Sean of the Thread
10-13-2010, 12:48 PM
General questions.

I know my student loans are not involved.

Hospital/medical? Basically All I have. And tons of it.

Is bankruptcy something I should do before getting married or wtf? I've read quite a few articles online and of course they all say something mostly different.

I know we've got our law people here and our financially adept as well.

Any advice would be grateful.


~Sean
Rinualdo
10-13-2010, 12:49 PM
Best piece of advice: Don't take advice from an internet forum.

That said, I suspect a lot more details about your financial situation would have to be provided to make a solid recommendation.
Sean of the Thread
10-13-2010, 12:59 PM
Get some good advice from our gurus around here at times anyways.


I'll pull a credit a report and anyone interested in helping me decide is welcome to it.

Fact is I'm getting married and want to protect her as much as possible from my shit.
CrystalTears
10-13-2010, 01:05 PM
From what I've read, it shouldn't have any effect on your spouse's credit, so long as nothing was in her name. I believe it also depends on the type of bankruptcy you file, as there are Chapters 7 or and 13.
Rinualdo
10-13-2010, 01:11 PM
If you are generically concerned about your poor credit rating impacting her credit rating, bankruptcy isn't the answer. As long as nothing is in her name, they won't impact each other.

Declaring bankruptcy will have a furthering negative impact on your credit and will make obtaining any joint assets (house, car, etc) that much more difficult.
Sean of the Thread
10-13-2010, 02:00 PM
Thank you. All of our debts are separate although I did build hers up over the years and have it almost paid off.

Screw bankruptcy and you're all invited to my wedding.
Cephalopod
10-13-2010, 02:10 PM
Thank you. All of our debts are separate although I did build hers up over the years and have it almost paid off.

Screw bankruptcy and you're all invited to my wedding.

Can we come dressed as carnies?
Celephais
10-13-2010, 02:19 PM
Open bar?
Tisket
10-13-2010, 02:25 PM
Congratulations Sean2.

On the marriage, not the bankruptcy.
iJin
10-13-2010, 02:27 PM
More importantly, will there be the dp?
TheEschaton
10-13-2010, 02:32 PM
double penetration? Wut?
diethx
10-13-2010, 02:36 PM
double penetration? Wut?

Jeaniffer is a total ho. And it's Sean2's marriage... of course there will be double penetration.

And (open) bar fights, midgets, and someone will probably end up at the hospital.
NocturnalRob
10-13-2010, 02:38 PM
None of the women should attend in a wheelchair.
Mighty Nikkisaurus
10-13-2010, 02:39 PM
None of the women should attend in a wheelchair.

Half the guests will leave in wheelchairs, though
Sam
10-13-2010, 02:40 PM
Do you really think it's your financial situation that will fuck this marriage up?
ElvenFury
10-13-2010, 02:40 PM
I'm designing the invitations for a friend's wedding and--I kid you not--they are doing madlib RSVPs. Guests will just be filling in stuff about the couple, but I think there's some serious potential here for Sean.
diethx
10-13-2010, 02:42 PM
I'm designing the invitations for a friend's wedding and--I kid you not--they are doing madlib RSVPs. Guests will just be filling in stuff about the couple, but I think there's some serious potential here for Sean.

This is fantastic.

So I was at this wedding for Sean2. Everything was going great until a giant komodo dragon showed up and started red rocketing on everyone...
Celephais
10-13-2010, 02:53 PM
http://i56.tinypic.com/2rh9pw3.png
... meh not the best but obviously had to be done.
Mighty Nikkisaurus
10-13-2010, 03:03 PM
This is a special occasion!

http://img299.imageshack.us/img299/407/sottspecialeventedition.png
Abilene
10-13-2010, 03:04 PM
If you are generically concerned about your poor credit rating impacting her credit rating, bankruptcy isn't the answer. As long as nothing is in her name, they won't impact each other.

Declaring bankruptcy will have a furthering negative impact on your credit and will make obtaining any joint assets (house, car, etc) that much more difficult.

That is true there. My husband had an unpaid ambulance bill from before we got married, and when we went to buy a house it had to get sorted before we could move forward.
Anything you do on your credit report will reflect poorly for her--not ON her credit report--but if you try to buy important joint things.
diethx
10-13-2010, 03:05 PM
This is a special occasion!

http://img299.imageshack.us/img299/407/sottspecialeventedition.png

That'll do.
Abilene
10-13-2010, 03:14 PM
I never win at madlibs.


http://i803.photobucket.com/albums/yy315/gs4abilene/madlip.jpg
radamanthys
10-13-2010, 03:19 PM
Where's the wedding?
AnticorRifling
10-13-2010, 03:22 PM
Where's the wedding?

http://www.delish.com/cm/delish/images/White_Castle_logo.png
peam
10-13-2010, 03:24 PM
We can throw quarters when the happy couple exits the church or White Castle.. or Wal-Mart.. whatever.
Mighty Nikkisaurus
10-13-2010, 03:24 PM
No Anticor, McDonald' (http://www.cnngo.com/hong-kong/life/mcdonalds-hong-kong-offers-weddings-494226)s.
Rinualdo
10-13-2010, 03:46 PM
Nobody asked who the lucky guy was?
NocturnalRob
10-13-2010, 04:06 PM
Nobody asked who the lucky guy was?

Fact is I'm getting married and want to protect her as much as possible from my shit.
stfu
Suppa Hobbit Mage
10-13-2010, 04:59 PM
Has SotT pulled a Wezas and asked for all incriminating posts/PMs be deleted yet?

I think the burlap tits or whatever he called them comment would be great wrapped into a wedding toast...
StrayRogue
10-13-2010, 08:55 PM
$100 it doesn't last two years.
Sean of the Thread
10-14-2010, 12:15 AM
$100 it doesn't last two years.

It's lasted 14 years without a ring. I'll take that wager.
Kuyuk
10-14-2010, 12:23 AM
It's lasted 14 years without a ring. I'll take that wager.

Except where you didnt see your kids while you were in FL, and couldnt contact them, because she didnt want you to find them??

Something like that.

Anyway - hope it works out, as always, we hope for the best - but prepare madlibs for the usual.
4a6c1
10-14-2010, 01:09 AM
I never win at madlibs.


http://i803.photobucket.com/albums/yy315/gs4abilene/madlip.jpg

I couldnt stop laughing at this. Wow. First. Cuckolding. Really? Cuckolding?? Ok. LOL. Beheaded...nice. The fact that you immediately thought 2girls1cup for more terrible deeds is just awesome. Oh. And the constable? Were we wearing text at this death we were all attending? That's just great. Finally 2 and a half people in jail. I'm dying to know whos little kid got put in jail...

In summation: :lol2:
Sean of the Thread
10-14-2010, 02:00 AM
Except where you didnt see your kids while you were in FL, and couldnt contact them, because she didnt want you to find them??

Something like that.

Anyway - hope it works out, as always, we hope for the best - but prepare madlibs for the usual.


You haven't a clue about that.

At any rate thank you for hope it works out part.
Sean of the Thread
10-14-2010, 02:01 AM
I couldnt stop laughing at this. Wow. First. Cuckolding. Really? Cuckolding?? Ok. LOL. Beheaded...nice. The fact that you immediately thought 2girls1cup for more terrible deeds is just awesome. Oh. And the constable? Were we wearing text at this death we were all attending? That's just great. Finally 2 and a half people in jail. I'm dying to know whos little kid got put in jail...

In summation: :lol2:



Seriously?
Stry
10-14-2010, 03:58 AM
Why has SOTT not been given the title "Mr. Mad Libs" instead of "Senior Member"?

Make it so.
ElvenFury
10-14-2010, 08:45 AM
It's lasted 14 years without a ring. I'll take that wager.
Wait, is that including the stretches when you were fucking every toothless hobo whore (bladder control optional) that your carny lifestyle introduced to you? Yeah, man, she's really lucky to have a guy that stuck by her so faithfully for those (ZOMG!) FOURTEEN YEARS.
Delias
10-14-2010, 08:49 AM
I've been more or less mostly monogamous for the last ten years myself... even been married for seven of them. You know what helps you get by with all that tedious "not fucking other people"? Letting them blow you. Oh, and PC boobies.
Drisco
10-14-2010, 09:42 AM
I never win at madlibs.



I'm also bad and have never done one so I thought I'd give it a shot.

I went for realistic things that could happen.


http://sphotos.ak.fbcdn.net/hphotos-ak-ash2/hs385.ash2/66337_10150296814865026_510585025_15198366_4504174 _n.jpg
Sweets
10-14-2010, 09:46 AM
I believe Sean also quoted his mandatory community service as volunteering once.

That twisted sense of reality is always full of win.
Gan
10-14-2010, 10:16 AM
General questions.

I know my student loans are not involved.

Hospital/medical? Basically All I have. And tons of it.

Is bankruptcy something I should do before getting married or wtf? I've read quite a few articles online and of course they all say something mostly different.

I know we've got our law people here and our financially adept as well.

Any advice would be grateful.


~Sean

My first two thoughts can be depicted as:

http://amazingdata.com/mediadata20/Image/interesting_nifty_funny_amazing_avalanche-warning200907241413482313.jpg


http://simplegfx.net/cache/FunnyImagesoftheMonth_E7DA/sumoski.jpg

Interpret that as you will.

All the love bro, good luck.

I got spare quarter rolls if you need em.
Celephais
10-14-2010, 10:35 AM
I'm also bad and have never done one so I thought I'd give it a shot.

I went for realistic things that could happen.


http://sphotos.ak.fbcdn.net/hphotos-ak-ash2/hs385.ash2/66337_10150296814865026_510585025_15198366_4504174 _n.jpg

This is fucking hilarious read as Jen acting all multi-personality. He's remarrying his ex.
Cephalopod
10-14-2010, 10:37 AM
This is fucking hilarious read as Jen acting all multi-personality. He's remarrying his ex.

I didn't laugh at all the first time I read it. Now that you've said this, I reread it and you're right: hilarious.
Tisket
10-14-2010, 12:56 PM
I'm also bad and have never done one so I thought I'd give it a shot.

I went for realistic things that could happen.


http://sphotos.ak.fbcdn.net/hphotos-ak-ash2/hs385.ash2/66337_10150296814865026_510585025_15198366_4504174 _n.jpg

If I could get away with it I'd totally bring strippers to a wedding. I attended two weddings this summer and I'm just kicking myself for not thinking of this myself.
Drisco
10-14-2010, 11:00 PM
This is fucking hilarious read as Jen acting all multi-personality. He's remarrying his ex.

Ahhhh! Hah, shit I did not know this. I'll go with the multiple personality thing then. This is quite the twist in my story. Even I didn't see this coming. Haha just re-read it and the mad lib actually goes along with the Idea. The "They really didn't like that" part fits perfectly into the scenario.


If I could get away with it I'd totally bring strippers to a wedding. I attended two weddings this summer and I'm just kicking myself for not thinking of this myself.

Honestly, it would make Weddings 10x more exciting. They can be so boring and throwing strippers into the mix is a sure fire way of spicing things up.
Cephalopod
10-14-2010, 11:13 PM
If I could get away with it I'd totally bring strippers to a wedding. I attended two weddings this summer and I'm just kicking myself for not thinking of this myself.

My wife's mother had a stripper at my wife's baby shower. Is that unusual?
ElvenFury
10-14-2010, 11:21 PM
My wife's mother had a stripper at my wife's baby shower. Is that unusual?
Again, if I had known that she was your wife, I wouldn't have given her the "banana split". STOP BRINGING IT UP ALREADY!!
AnticorRifling
10-15-2010, 09:18 AM
Again, if I had known that she was your wife, I wouldn't have given her the "banana split". STOP BRINGING IT UP ALREADY!!

From you? More like the plantain part.
ElvenFury
10-15-2010, 09:32 AM
Wait, aren't plantains bigger than bananas, or am I missing the point?
AnticorRifling
10-15-2010, 09:34 AM
Well fuck don't I fail, I thought they were little bananas. F U move along.
Celephais
10-15-2010, 10:16 AM
I came across this, I really liked it, so I'm sharing
http://i265.photobucket.com/albums/ii205/littlepinkbee/photo-11.jpg
Kuyuk
10-15-2010, 01:03 PM
I came across this, I really liked it, so I'm sharing
http://i265.photobucket.com/albums/ii205/littlepinkbee/photo-11.jpg

My kid saw that and burst into laughter.

Evidently you two share a sense of humor....

:thinking:
Gan
10-15-2010, 01:28 PM
GHB
Suppa Hobbit Mage
10-15-2010, 01:34 PM
I read this and all I could think of was "When keeping it real goes wrong"...
Clove
10-15-2010, 01:36 PM
Half the guests will leave in wheelchairs, though
And dequartered.
Celephais
10-15-2010, 02:14 PM
My kid saw that and burst into laughter.

Evidently you two share a sense of humor....

:thinking:

It's a dog in a banana suit! And he looks so happy! He's awesome.
ElvenFury
10-15-2010, 02:18 PM
Apparently that's a popular dog costume.

http://farm4.static.flickr.com/3504/4040951219_0ab5688453.jpg
Cephalopod
10-15-2010, 02:24 PM
It's a dog in a banana suit! And he looks so happy! He's awesome.

When I saw it, I got unbearably sad. He's looking happily and expectantly up at a plate of banana bread, something his costume's inspiration had to die for.
Celephais
10-15-2010, 02:45 PM
When I saw it, I got unbearably sad. He's looking happily and expectantly up at a plate of banana bread, something his costume's inspiration had to die for.

Canabananable dog.
Warriorbird
10-15-2010, 06:04 PM
General questions.

I know my student loans are not involved.

Hospital/medical? Basically All I have. And tons of it.

Is bankruptcy something I should do before getting married or wtf? I've read quite a few articles online and of course they all say something mostly different.

I know we've got our law people here and our financially adept as well.

Any advice would be grateful.


~Sean

For more specific advice, not speaking as a lawyer, never ever make anything in the future on a joint account basis and you should be okay.