Ridiculously Early Retirement

[Revalos]

Would you take an early retirement package (buyout offer of your current annual salary as a lump sum and a pension annuity that would calculate your high 3 years of work there and give you 30% of those years) if you were offered it when you are 32 years old?

What if you could basically walk away with that golden parachute on a Friday and walk back to the same desk on Monday working for a contract company for the original office with at least the same pay if not more?

I guess I should feel bad that my position is being "restructured" and that in Federal Government speak that means that my job has no value to the mission, but the scary part is that offering this to me now, knowing I could get a contract job that they would end up paying for again really isn't going to save them any money in the long run. And I can always just not take the offer and nothing happens. The federal government cannot fire people.

[Soulpieced]

Under the assumption that you're around roughly a GS13/$90k, and the pension payments will commence immediately upon retirement, absofuckinglutely. Figure at that young age, you could be making an additional ~$16k-$20k take-home per year in addition to whatever you are making at a new job (likely $100k+). Getting paid to not work = cake, and if you are offered early retirement at 30, you take that shit and run for the hills.

Note: All points are null and void if you can't draw until you're older, 40, 50, etc.

[Revalos]

That's pretty much what I am thinking...but I am also concerned that this is too good to be true. I'm going to do some research, especially about when I am allowed to start drawing the pension before making the call, but damn...it sure sounds like the best thing ever. Only real restriction I know of is that I can't come back to Federal service for 5 years and if I do I have to pay back my pension (but not the buyout).